Free, plain-English calculators for the U.S. tax questions that actually show up on a paycheck. Everything runs in your browser — no account, no tracking, and nothing you type ever leaves your device.
The OBBBA made the premium half of FLSA overtime deductible for tax years 2025-2028. Work out your federal deduction, the $12,500 / $25,000 caps, the MAGI phase-out, and what your state may still tax on the same pay.
Open the calculator →All 50 states, with each state's 2026 income tax rate, its overtime rules, and an honest answer about the state-level question the headlines skip.
Pick your state →Estimate the qualified-tips deduction under IRC §224: the $25,000 cap, the MAGI phase-out, the eligibility checks, and a line-by-line calculation you can audit.
Open the calculator →Five-state pilot for the qualified-tips deduction: California, New York, Texas, Florida and Nevada. Each page shows its 2026 state rate, sources and verification dates, and treats state conformity as a switchable assumption rather than a claim.
Pick a pilot state →One focused question, one usable answer. We add tools one at a time — no empty pages and no coming-soon links.
A headline tells you a new deduction exists. It rarely tells you what that means for your own paycheck. We build small, single-purpose calculators that turn the rule into a number you can actually use. No newsletter, no upsell, no "book a consultation" button.
The federal figures follow IRS guidance. State figures come from published 2026 rate tables. And when we cannot verify a rule against a first-party source — state conformity to the new overtime deduction is one example — we say so instead of guessing, and point you to the authority that can confirm it.